During times of crisis, it is easy to get caught up in worries about the future, spinning various scenarios focused on “what ifs.” In my work at First Children’s Finance, I have been having so many conversations with child care businesses facing great uncertainty about their futures. My advice continues to be, “Focus on one day at a time; focus on the reality of actual numbers.”

In a time where everything feels out of control, I help people figure out what they can control. It is important to make decisions based on the facts that are available in the present moment. Ask, “What do I know for sure right now?”