Child care is a risky business. When you open a family child care or a preschool, you are choosing to take on responsibility, not just for the care and education of someone else’s child, but also for that child’s life and safety. That is a lot of liability! Most child care providers are aware of, and do a good job of, avoiding the most obvious dangers: toxic chemicals, faulty playground equipment, choking hazards and so on. However, there are many other liability risks that come with running a child care center that you may not have considered. This article will explore some of the more common liability exposures and what you can do to limit your risk and protect your business.

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